About Ellfield Financial Group
Ellfield Financial Group was established in 1997 by Penny & Ted Scardifield. We provide personal financial planning, insurance and investment advice tailored to your individual needs and objectives.
Our objective is to protect and increase the net worth of individuals, small businesses and self managed superannuation funds. Through professional strategic alliances, we offer access to specialised advice on tax planning, estate planning, mortgages, lease financing and direct shares.
We are committed to building close long-term relationships with you to help you achieve financial freedom. We achieve this by:
- creating a financial planning blueprint to protect, accumulate and maximise your wealth
- taking the time to listen to your needs, plans and objectives, and
- ensuring we work hard to meet your expectations of consistent high quality service delivery.
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2019 Federal Budget announcement
This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners. Overall, there were minimal changes to super proposed in the Budget, with minor changes to super contributions for older Australians.
7 technology disruptions happening now: Autumn 2019
Australia looks to be in the later stages of the business cycle, and is not alone here among its developed economy peers. In an environment of potentially slowing growth, we propose that a way forward is to invest in companies which are “share-takers” – companies that can gain market share from technology-enabled advances in their business model, and in changes in consumer behaviour.
Bullet-proofing your equity income portfolio
It’s obvious, if you’re a retiree you need income. With cash and fixed interest offering low yields, equities are a good place to look for income. On the surface, it may seem easy creating an income portfolio from shares – just select stocks from a list of high dividend yielders. However, setting up an income portfolio is harder than you think.