About Ellfield Financial Group
Ellfield Financial Group was established in 1997 by Penny & Ted Scardifield. We provide personal financial planning, insurance and investment advice tailored to your individual needs and objectives.
Our objective is to protect and increase the net worth of individuals, small businesses and self managed superannuation funds. Through professional strategic alliances, we offer access to specialised advice on tax planning, estate planning, mortgages, lease financing and direct shares.
We are committed to building close long-term relationships with you to help you achieve financial freedom. We achieve this by:
- creating a financial planning blueprint to protect, accumulate and maximise your wealth
- taking the time to listen to your needs, plans and objectives, and
- ensuring we work hard to meet your expectations of consistent high quality service delivery.
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The four principles of low-volatility equity investment
Recent market turbulence has heightened many investors’ interest in low-volatility equity strategies. While it’s well known that a portfolio of low-volatility stocks can potentially outperform the market over time (the “low-volatility paradox”), stock selection is important.
The cost of retirement
Everyone has a different vision for their retirement. Yours might involve overseas and interstate travel and an active social life. Or perhaps you prefer spending time with family, working in the garden or volunteering.However, you choose to spend your time, it’s important to make sure you have enough funds to support your retirement lifestyle. Forward planning now can make all the difference in the future.
Keeping up on your super contributions during volatility
After a downturn in share prices and higher market volatility, many super fund members may think twice about continuing to make voluntary contributions. In contrast, compulsory employer contributions power on – regardless of prevailing market conditions.